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Ask Yourself Each Month

Five Questions to Ask Yourself Each Month

Good personal finance comes from fantastic organisation, a sprinkle of discipline and of course following the golden rule: spending less than you earn. But you don’t want good personal finance do you? You want financial success! You’re a well oiled, number crunching finance guru on the hunt for opportunities that would make the bank’s savings […]

Changing my life into a healthier me

Changing my life into a healthier me

This is a guest post from Clarisse, my VA, about how a medical scare made her form new healthier habits. Enjoy!  It was a Saturday morning, June 7th, my mom’s birthday, my husband and I decided to treat my mom and the whole family to a Filipino restaurant. When we were all dressed up and […]

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How to keep a long term travel budget

I have been in Madrid for about two weeks now, and will spend another 2 1/2 weeks in Europe before going back to Guatemala. Traveling long term is what I like to do, because you don’t have to rush from one hotel to the next, I hate packing, I always forget something in the hotel, […]

My Basic Spending

Cutting Back on My Basic Spending

Click HERE for Part 2 I want to start this post by saying that the cupcakes that I blogged about making yesterday were a massive success! Although it did take me two full hours and a lot of energy! I know it is not polite to give kudos to your own cooking, but the cupcakes […]

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accident

Close calls when you think “Man, I should get life insurance”

  Remember all those times where you said “wow, that was close”?  I’d like to share a few of mine today, just to remember that no one is invincible.   First day in London, exploring the city. The first thing that struck me were the cars driving “on the other side of the road”. The […]

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Personal Finance for Beginners: Tips on Budgeting Your Lifestyle to Improve Your Credit Score

Not too many people are aware of the damage their credit score can cause until they try to apply for something and get denied. Your credit score and history could ultimately make it much harder (and more expensive) for you to acquire the things you want most in life. Whether you’re applying for a job, […]

When can I start thinking about buying equity?

It’s never too early to start thinking about stock investment. Even though it may be a huge stretch away, you might be starting to think about retirement and feel the need to squirrel some money away. But you may not be ready to take the plunge just yet for several reasons. These can range from […]

My Basic Spending

Cutting Back on My Basic Spending

Click HERE for Part 2 I want to start this post by saying that the cupcakes that I blogged about making yesterday were a massive success! Although it did take me two full hours and a lot of energy! I know it is not polite to give kudos to your own cooking, but the cupcakes […]

Ask Yourself Each Month

Five Questions to Ask Yourself Each Month

Good personal finance comes from fantastic organisation, a sprinkle of discipline and of course following the golden rule: spending less than you earn. But you don’t want good personal finance do you? You want financial success! You’re a well oiled, number crunching finance guru on the hunt for opportunities that would make the bank’s savings […]

Credit

Do you need a smart watch?

Perhaps the best way to save considerable amounts of money in your everyday life is to constantly question your motivation for buying anything not crucially necessary. The process of not thinking through their purchases has led to countless maxed out credit cards and monthly payments with huge interests for computers, gaming consoles, large-screen TVs and […]

thrifty grocery shopping tips

Thrifty grocery shopping tips

Make simple changes to your grocery shop and save pounds each time you shop. This infographic from Guarantor my Loan shows you how to change habits, plan better and shop around to save money on your groceries. The average family of 4 wastes 24 meals worth of food per month, equivalent to £600 a year. You could […]

March Already

I Can’t Believe It’s March Already!

It seems like only a few days ago I was writing a January update post… where the heck did February go? February was an EXPENSIVE month for me. Within a four week period, I have to contend with the following – Mum’s Birthday Valentines Day Mrs Scot’s Birthday Mother-in-laws Birthday Car Insurance Renewal Paying for […]

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How to Get on the Property Ladder without Saving Up for a Huge Deposit

Saving up a deposit for a house can seem like an impossible task and the thought of ever owning your own property may seem like just a distant dream. However, there are several solutions that can see you get your foot up onto that property ladder without the need to save up for such a […]

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Attending conferences for investors: Events where you can learn from the best!

For 13 years, the Master Investor conference has brought together some of the world’s smartest investors, hundreds of interesting companies, and thousands of private investors who are earger to learn and to explore new investment ideas as well as network among each other. From speculative oil explorers to junior miners, exciting technology firms to British […]

prioritise saving

Why You Should Prioritise Saving, Even When It Seems Impossible

It’s difficult enough trying to juggle your household budget, pay the rent on time and afford both the new shoes you absolutely need and a drink after work, without worrying about saving as well. After all, later in your career you’ll be paid better and can consider financial planning then. Actually, it’s always wise to […]

financial topics revealed

Top five most confusing financial topics revealed

While most of you readers are pretty well aware of all things money here at The Savvy Scot, I have to say I was sadly not that surprised to read the findings of Legal & General’s recent research, reporting that 53% of adults in Britain say they have received poor financial education, or none at […]