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rent room

Making money with what you already have

  One of my favourite ways to make money is by using things I already have. That means no start up costs, no fees, no risk. If you have a quick look around, you may ask yourself how you can possibly make money with what is around you, but with a little creativity you will […]

How to Get Fit Without Going to the Gym

10 ways to Get Fit Without Going to the Gym

Good morning everyone! This is a guest post from my V.A. Clarisse. Let me know if you want to guest post on Savvy Scot.  I love working out but I stopped going to the gym since last December. Honestly, I’m not really comfortable going to the gym because I prefer to simply stay here at […]

travel budget

How to keep a long term travel budget

I have been in Madrid for about two weeks now, and will spend another 2 1/2 weeks in Europe before going back to Guatemala. Traveling long term is what I like to do, because you don’t have to rush from one hotel to the next, I hate packing, I always forget something in the hotel, […]

Saving Money on Food

5 Top Tips for Saving Money on Food

  There was an article today in the news regarding food waste. Studies have shown that an average family in Britain throws away about £680 ($1000) of food every single year! This amounts to 7.2 million tonnes of waste food – 4.4 million tonnes of which could have been eaten (over 60%). The article goes […]

Recent posts

Landlord

How to Reduce Household Costs

According to the Social Security Administration (SSA), the cost of living has increased, which is why SSI payments have increased 1.7 percent for 2015. Despite this increase, living on a fixed income can still be difficult. The COLA (cost of living adjustment) reflects inflation currently present in the world; it’s not a raise. Whether you’re […]

Credit

3 ways to save on your energy bills at home

    With energy prices soaring, one thing you want to really check is how much you are paying in month for your energy bills. I own a three bed flat in Guildford, and at the moment I have four people living under that roof. Yet, I have managed to keep my utility bills under […]

Credit

How to Shop Around for the Best Loan Rates

Just because you get a good offer on a loan, it does not mean that you should jump on it immediately. It is always recommended that consumers shop around for the best loan rates. Today, we will discuss how this can be done effectively and save you some time. Check Interest Rates One of the […]

rent room

Making money with what you already have

  One of my favourite ways to make money is by using things I already have. That means no start up costs, no fees, no risk. If you have a quick look around, you may ask yourself how you can possibly make money with what is around you, but with a little creativity you will […]

Credit

Is private jet hire viable for business travel?

Flying by private jet seems like the sort of luxury travel that should be reserved for Presidents in disaster movies and big business. But that needn’t be true. In fact, if you have business to do overseas then there are some instances where using a private charter flight could actually save you a whole lot […]

Saving Money on Food

5 Top Tips for Saving Money on Food

  There was an article today in the news regarding food waste. Studies have shown that an average family in Britain throws away about £680 ($1000) of food every single year! This amounts to 7.2 million tonnes of waste food – 4.4 million tonnes of which could have been eaten (over 60%). The article goes […]

financial crime

The Identity Thief’s Shopping List

Today, one in eight people are victims of identity fraud. Why? Because it’s easy. There is an array of seemingly inconspicuous items and pieces of information that an identity thief can easily acquire – mostly due to the fraud victim not realising their significance or not disposing of them properly. Knowing which items can leave […]

Credit

Informed Investing: The Ups and Downs of UK Property Auctions

There are pros and cons to many things when it comes to property and investing and the auction route is certainly one of those routes that can divide opinion. If you are looking to buy a house at auction or sell your existing property, there are some very worthwhile tips and rules that you would […]

retirement couple

What are you doing for your retirement?

Do you remember your first job, and when you had to decide whether you wanted to contribute to your company’s pension plan or not? I certainly do, and what I remember is that it was pretty confusing. The company offered a match up to a certain percentage of my income, but they were very vague […]

How to Get Fit Without Going to the Gym

10 ways to Get Fit Without Going to the Gym

Good morning everyone! This is a guest post from my V.A. Clarisse. Let me know if you want to guest post on Savvy Scot.  I love working out but I stopped going to the gym since last December. Honestly, I’m not really comfortable going to the gym because I prefer to simply stay here at […]

change career

How to change career like a boss within your current company

When every day at the office feels a little too much like the worst day of the week and you’re feeling a little stale, bored and/or out of options, it’s time to seriously re-assess your work and career (or lack of it!). Perhaps you’ve already found yourself spending a little too much time on Linkedin, […]

Credit http://www.freedigitalphotos.net/

What is a credit score checklist?

  Money worries are something almost everyone has been through, so knowing that you would be able to secure a loan in an emergency can be a real comfort when such concerns arise. But whether it is a credit card, a mortgage or a loan, most companies will use your credit score as a guideline […]