My Dental Check-Up
Personal Finance

5 Reasons Regular Financial Check-Ups are Important

Posted May 22, 2013 by savvyscot

Every six months or so, I used to go to the dentist for a check-up. Since moving out of home to University, the check-ups became less and less frequent – realistically becoming annual check-ups. Unfortunately since graduating and moving to London a couple of years ago I am ashamed to admit I haven’t visited a [...]

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Paytag
Personal Finance

The Future of Payments

Posted May 21, 2013 by savvyscot

In the last few decades we have come on leaps and bounds in how we use money – in terms of how we store it, spend it and keep it secure. It was Barclaycard which introduced the very first credit card in the UK back in the 1960s, sending cards out to all their customers [...]

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Screen Shot 2013-05-07 at 20.38.35
Personal Finance

First-time buyers: 10 things you need to know about mortgages

Posted May 7, 2013 by savvyscot

Getting on to the property ladder is a big decision. First-time buyers face a lot of stress and work, from meeting with banks, brokers and advisers and working out the true costs of buying a house to viewing properties and enduring sleepless nights as they wait to hear whether their offer has been accepted. But [...]

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Insolvency
Personal Finance

Insolvency – What are Your Options?

Posted May 6, 2013 by savvyscot

If you’re unable to pay your debts, then, technically, you’re insolvent. But of course, you may simply be having debt problems; this is another thing altogether. Obviously, it’s important to differentiate the two, but if you’ve reached the stage of being insolvent, there are various things you can do to combat it. Perhaps the best [...]

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Renting_property_in_the_UK_Rentopoly_infographic
Personal Finance

How to Rent Property in the UK: Infographic

Posted April 30, 2013 by savvyscot

There has been a lot of talk in the press about an expanding segment of the UK being part of Generation Rent. Up until now little has been said about how to deal with being stuck in the rental market for the foreseeable future. Thankfully Propertywide have produced an infographic that gives advice on how [...]

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Screen Shot 2013-03-31 at 19.13.28
Personal Finance

Making the Most of Your ISA Allowances

Posted March 31, 2013 by savvyscot

As the end of the tax year is only days away, now is the time that UK residents should be thinking about their ISA allowances. The 2012/2013 allowance for adults is £11,280 – up to half of which can be put into a cash ISA. I have previously discussed investment ISAs in greater depth, but [...]

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